Investing in your future self while building the foundations of a career

2 March 2023
Stan Petkov

Ooooh the start of a career… I remember the days. A never-ending journey towards a comfortable cruise tripping around the world with the hottest grannies/granpies lying next to you. Isn’t that the retirement dream for a digital nomad? It sure is! Well for me it is a rather expensive dream though.

How can we get closer to achieving that everlasting traveling around way of living?

Well, it’s not that simple (I mean I know you thought it wouldn’t be anyways).

First of all, starting a career requires a lot of dedication, cause a career is something that you invest in (and you invest and dedicate for life!) so it can give back to you with those investment opportunities or in other words – earn that fat salary.

And by investing in it, I mean putting in extra work. Extra education in the field that you are developing your career in. That can mean attending conferences and doing some networking with more experienced people in your specialized field of work. Yes, it sounds like it’s too challenging. The most challenging thing is to just take the first step – which is attending.  After that everything is worth it and you can just smile and let people come to you …and listen and maybe take notes.

Congrats! Now that you have increased your stats, you must keep going and accept every challenge that comes along. Complete that challenge as best as you can (this starts to sound like videogame build up) and BOOM you will feel confident enough to ask for a raise.

But don’t be so fast! Do a recap of what you’ve done and what you couldn’t manage to do. If that confidence is still there, I believe in you so JUST DO IT!

And so you’ve got yourself a raise. I’m proud of you! Now what to do with those extra bucks in yo’ tiny pouch? Well, brace yourself. This part ain’t going to be easy either (hehe I know right?). At least the options are countless.

Majority of the people find it most important to start saving for retirement. Consider setting up a 401(k) or individual retirement account (IRA) and start contributing a portion of your income to it, as early as possible.

But I would suggest that first you create an emergency fund: Having an emergency fund can help you manage unexpected expenses and provide a cushion in case of job loss or other financial shocks. Aim to save three to six months’ worth of living expenses. Nowadays when you have social support after losing a job maybe having savings for two months is more than enough. If your country does not provide that, better try the 4-6 months option.


All the rest can be used to Invest into a diverse portfolio. “What is that?” you ask. Well, a diverse portfolio is a mix of stocks, bonds, and other assets to reduce your risk and to maximize your potential for growth.


Just as anything else, it is possible to learn with practice, so every stock trading company provides a version with virtual money to learn the best way – by trial and error. Remember this – read business news, follow companies around channels of communication. Pay attention to their progress and after a while your trady third eye will open and future will no longer be a mystery to you.

It’s important to remember that investing always involves some level of risk, and there are no guarantees of returns – so never invest money you are not ready to say bye bye to. Seeking the advice of a financial advisor can be helpful in developing a diversified investment strategy that is aligned with your goals and risk tolerance.


If you are into investing for the long-term try considering investing in real estate investment trusts (REITs): REITs allow investors to pool their money and invest in a diversified portfolio of income-generating real estate properties. Investing in stocks or mutual funds that pay dividends can provide a regular source of passive income.


And look at that, a couple of years have passed and now you know so much more about your profession. You are finally ready to become a star and begin your online course. Creating and selling an online course can provide an increase to your income over time, as well.

Best way to prove yourself that you are a Pro now!

You earned it!

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